When contacting your insurance company to find out more about your out of network coverage, ask these questions:
1. Do I have out of network benefits for mental health services: individual therapy or couples counseling?
2. If I have this benefit, how many sessions are covered and is there an annual maximum?
3. What do I need to submit for reimbursement and is there a time frame for submission?
At this time, I am out of network with insurance companies. Choosing not to use insurance in therapy can have advantages. Here are some potential benefits to not using insurance in therapy:
Privacy:
Therapist Choice:
No Diagnosis Requirement:
No Session Limits or Preauthorization:
Medical Record Privacy:
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